GDPR & Data Protection Policy

Last Updated: October 30, 2026

1. Introduction

Welcome to bizfundpilot.com ("Biz Fund Pilot," "we," "our," or "us").

We respect your privacy and are committed to protecting personal information collected through our website, https://bizfundpilot.com (the "Website").

This GDPR & Data Protection Policy explains how we collect, use, store, disclose, and protect personal data when visitors access or interact with our Website.

This policy is intended to explain our data protection practices, particularly for individuals located in the European Economic Area (EEA) and the United Kingdom (UK), where applicable data protection laws such as the General Data Protection Regulation (GDPR) and UK GDPR may apply.

2. Who We Are

Biz Fund Pilot is an independent educational website that publishes information about business finance, including:

• Business loans and business lines of credit.
• Invoice financing and invoice factoring.
• Equipment financing and leasing.
• Commercial real estate financing.
• Business credit and working capital.
• Business acquisition and expansion financing.
• Trade finance and other business funding topics.

Biz Fund Pilot provides educational and informational content only.

We are not a bank, lender, loan broker, financial institution, or loan marketplace. We do not accept loan applications, arrange loans, approve financing, or process lending transactions.

Website: https://bizfundpilot.com/
Contact Email: contact@bizfundpilot.com

3. Personal Data We May Collect

Depending on how you use our Website, we may collect the following categories of information:

A. Information Collected Automatically

When you visit our Website, certain technical and usage information may be collected automatically, including:

• IP address.
• Browser type and version.
• Device type and operating system.
• General geographic region.
• Referral source and visited pages.
• Date and time of visits.
• Website interactions and navigation activity.
• Cookies and similar online identifiers.

B. Information You Provide Voluntarily

If you contact us or communicate with us, we may collect information such as:

• Name.
• Email address.
• Message or inquiry details.
• Any other information you voluntarily provide.

C. Calculator and Tool Information

Our Website may provide illustrative financial calculators and educational tools.

Depending on how these tools are implemented, information entered into a calculator may be processed locally in your browser or transmitted to our systems or service providers.

Please avoid entering sensitive personal, banking, or confidential business information into educational tools.

4. How We Use Personal Data

We may use collected information for the following purposes:

• To operate and maintain our Website.
• To improve website performance and user experience.
• To understand how visitors interact with our educational content.
• To respond to inquiries and feedback.
• To monitor website security and prevent fraudulent activity.
• To measure website traffic and advertising performance.
• To display and measure advertisements.
• To comply with applicable legal obligations.
• To establish, exercise, or defend legal claims where necessary.

We will only process personal data where an appropriate legal basis applies.

5. Legal Bases for Processing

Under GDPR and UK GDPR, we rely on one or more of the following legal bases, depending on the purpose of processing:

A. Consent

We may rely on your consent for certain activities, including:

• Non-essential cookies and similar tracking technologies.
• Personalized advertising where consent is required.
• Certain analytics technologies where consent is required.
• Other processing activities for which consent is legally necessary.

You may withdraw your consent at any time. Withdrawal does not affect the lawfulness of processing carried out before consent was withdrawn.

B. Legitimate Interests

We may process certain information where necessary for our legitimate interests, provided those interests do not override your fundamental rights and freedoms.

Examples may include:

• Maintaining website security.
• Preventing abuse and fraudulent activity.
• Improving website functionality.
• Understanding general website usage.
• Protecting our legal rights.

C. Legal Obligations

We may process or disclose information when necessary to comply with applicable legal requirements, court orders, or lawful requests from public authorities.

D. Contractual or Pre-Contractual Necessity

Where applicable, we may process information when necessary to respond to a request or take steps at your request before entering into an agreement.

Biz Fund Pilot does not provide loan applications or lending transactions through this Website.

6. Cookies and Similar Technologies

Our Website may use cookies, pixels, tags, and similar technologies for different purposes.

These may include:

• Essential cookies: Required for certain website functions and security.
• Analytics cookies: Help us understand website traffic and visitor behavior.
• Advertising cookies: May be used to display, measure, or personalize advertisements.
• Preference cookies: May remember certain user settings where available.

Where required by law, we will request consent before placing or using non-essential cookies or similar technologies.

You can manage your cookie preferences through our cookie consent mechanism, where available, and through your browser settings.

Disabling certain cookies may affect some Website features.

7. Google AdSense, Google Ad Manager and Advertising Partners

Biz Fund Pilot may use third-party advertising services, including Google AdSense and Google Ad Manager (AdX), where applicable.

These advertising providers and their partners may use cookies, device identifiers, IP addresses, or similar technologies to:

• Deliver advertisements.
• Measure advertising performance.
• Limit repeated advertisements.
• Detect invalid traffic.
• Personalize advertisements where permitted.
• Support advertising reporting and security.

Where required by applicable law, we will obtain the necessary consent before enabling non-essential advertising technologies.

You can learn more about Google's privacy practices here:

Google Privacy Policy:
https://policies.google.com/privacy

Google Advertising Information:
https://policies.google.com/technologies/ads

Advertising technology and consent requirements may vary depending on your location and the services enabled on our Website.

8. Analytics and Website Performance

We may use analytics tools to understand how visitors use our Website.

These tools may collect information such as:

• Pages visited.
• Time spent on pages.
• Traffic sources.
• Device and browser information.
• General geographic information.
• Website interactions.

Analytics information helps us improve our content, navigation, and overall website experience.

Where required, we will obtain consent before using non-essential analytics cookies or technologies.

9. Sharing of Personal Data

We do not sell personal information as a standalone data-broker service.

However, we may share certain information with trusted third parties where necessary for legitimate website operations or other lawful purposes.

These parties may include:

• Website hosting and infrastructure providers.
• Analytics providers.
• Advertising partners.
• Website security providers.
• Technical support providers.
• Professional advisers.
• Government authorities where legally required.

Third-party service providers may process information on our behalf under appropriate contractual and legal safeguards where required.

10. International Data Transfers

Biz Fund Pilot may use hosting providers, analytics services, advertising partners, and other service providers located in different countries.

As a result, personal data may be transferred outside the EEA or UK.

Where applicable data protection laws require safeguards for international transfers, we aim to use appropriate legal mechanisms, which may include:

• Adequacy decisions.
• Standard Contractual Clauses (SCCs).
• UK International Data Transfer Agreements or Addendum.
• Other legally recognized transfer mechanisms.

You may contact us for further information about applicable transfer safeguards.

11. Data Retention

We retain personal data only for as long as reasonably necessary for the purposes described in this policy, unless a longer retention period is required or permitted by law.

Retention periods may depend on:

• The type of information collected.
• The purpose for which it was collected.
• Legal and regulatory obligations.
• Security and fraud prevention requirements.
• The resolution of disputes or legal claims.

When information is no longer required, we aim to delete it or anonymize it securely.

12. Your GDPR and UK GDPR Rights

If you are located in the EEA or UK and the relevant data protection laws apply, you may have the following rights:

A. Right of Access

You may request confirmation of whether we process your personal data and request access to that information.

B. Right to Rectification

You may request correction of inaccurate or incomplete personal information.

C. Right to Erasure

You may request deletion of your personal information in certain circumstances.

D. Right to Restrict Processing

You may request that we restrict the processing of your personal information in certain situations.

E. Right to Data Portability

Where applicable, you may request a copy of certain personal information in a structured, commonly used, machine-readable format.

F. Right to Object

You may object to certain processing activities, including processing based on legitimate interests and direct marketing, where applicable.

G. Right to Withdraw Consent

Where processing is based on consent, you may withdraw your consent at any time.

H. Rights Relating to Automated Decision-Making

You may have rights concerning decisions based solely on automated processing, including profiling, where those decisions have legal or similarly significant effects.

Biz Fund Pilot does not make automated lending or credit approval decisions.

13. How to Exercise Your Privacy Rights

To submit a privacy request, contact us using the details below:

Email: [Insert Your Official Contact Email]
Subject: GDPR Data Protection Request

Please include:

• Your name.
• Your contact email address.
• The nature of your request.
• Relevant details to help us identify the information concerned.

We may request reasonable additional information to verify your identity before responding.

We aim to respond within the timeframes required by applicable data protection laws. Under GDPR, this is generally one month, subject to permitted extensions in certain circumstances.

We do not charge a fee for ordinary legitimate requests unless the law permits a reasonable fee or allows us to refuse an excessive or unfounded request.

14. Right to Lodge a Complaint

If you believe that our handling of your personal data violates applicable data protection laws, you may have the right to lodge a complaint with your relevant data protection supervisory authority.

For EEA residents, you can contact the data protection authority in your country.

For UK residents, you can contact the Information Commissioner's Office (ICO):

https://ico.org.uk/

We encourage you to contact us first so that we can try to address your concerns.

15. Children's Privacy

Biz Fund Pilot is not intended for children, and we do not knowingly collect personal information from children in violation of applicable privacy laws.

If you believe that a child has provided personal information to us, please contact us so that we can review and take appropriate action.

16. Data Security

We use reasonable technical and organizational measures designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

We cannot guarantee absolute security of information transmitted through the Website.

17. Third-Party Websites

Our Website may contain links to third-party websites.

We are not responsible for the privacy policies, data protection practices, or content of external websites.

We encourage visitors to review the privacy policies of third-party websites before sharing personal information with them.

18. Changes to This Policy

We may update this GDPR & Data Protection Policy periodically to reflect changes in our website operations, third-party services, or applicable legal requirements.

Any changes will be published on this page with an updated "Last Updated" date.

19. Contact Us

If you have questions about this policy, our data protection practices, or wish to exercise your privacy rights, please contact us:

Website: https://bizfundpilot.com/
Email: contact@bizfundpilot.com

Biz Fund Pilot — Business Finance Education and Information.